Frequently Asked Questions
What is final expense insurance?
Final Expense insurance is a type of whole life insurance created specifically to cover end-of-life costs. It provides a tax-free cash benefit to your chosen beneficiary.
What does it cover?
Who is this coverage for?
It’s never too early to plan.
Final expense is ideal for anyone who is looking to protect their family after they are gone.
How do I qualify?
Does the benefit decrease over time?
The death benefit cannot be decreased by the insurer unless the policy holder borrows against the benefit or requests accelerated benefits.
How affordable is it?
Due to final expense covering a very specific need after the death of a loved one - plans are much more affordable than regular life insurance.
Is there an age limit to qualify?
It depends on the insurance carrier but most people can obtain final expense coverage before the age of 85.
As for our younger friends. Under most circumstances, you may obtain coverage 30 days after birth.
What kind of policies do you offer Veterans?
The government offers very little for Veterans when it comes to covering final expenses. Click here for more in depth information.