Lone Peak Life — Final Expense Coverage

No Medical Exam

Budget-Friendly Premiums

Fixed Benefits for Life

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Not Available in Your Area

We're sorry — Lone Peak Life is not yet licensed in your state. We are currently expanding and hope to serve you soon!

We are currently licensed in:
AL, CA, FL, GA, MI, OH, PA, SC, TX, UT

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We're Sorry

Unfortunately, our final expense coverage is available for applicants ages 50 to 85. Based on the date of birth you entered, you do not currently qualify.

If you believe this is an error, please call us directly and we'll be happy to help.

435-466-5900

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We use gender to find your best rate

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Your Age

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Select your coverage amount

Choose the amount that would take care of your family when the time comes

$5,000

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What's your monthly budget for that coverage?

What monthly amount would you want to stay within to get this coverage in place? Typically, the higher the monthly budget, the more coverage you can get.

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Whatever it takes to get the coverage I want

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Who should receive the money?

Who will receive the benefit when the time comes?

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Have you been treated for cancer, a heart attack, diabetes, or stroke?

Don't worry — most conditions still qualify for coverage

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Your information is 100% secure and never shared.

You're inquiring about final expense life insurance for seniors, including options for people with health conditions. These policies are designed to pay a fixed benefit to your loved ones — not a term policy that expires once you reach a certain age — with premiums that stay level for life as long as your policy remains active. Most people complete this process in a single, no-obligation 30-minute call with Lone Peak Life.

By clicking "Get My Free Quote," I consent to receive calls, texts, and emails — including via automated dialing systems or pre-recorded messages — from this website and partner companies at the number provided, even if listed on a Do Not Call registry. Carrier rates may apply. Consent is not required to purchase. I may revoke consent at any time. I agree to the Privacy Policy and Terms & Conditions.

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Thank You!

Your information has been received. Call us now to go over your options with a licensed Lone Peak Life agent — don't wait, rates can change daily!

Call Us Now: (435) 466-5900

Your Licensed Agents

Ashley Pretnik

Managing Partner, Co-Founder

NPN: 21747641

Bret Swope

Co-Founder

NPN: 5454608

Ryan Pretnik

Co-Founder

NPN: 22114074

Three Simple Steps

How it works

Check Eligibility

Answer a few Questions

Connect with us

Enter your zip code and see what plans are available in your area

About 60 seconds. No medical exam, no paperwork

A quick call to review your options -- no pressure, no obligation

Did you know?

$8,000-$12,000

Average cost of a funeral with burial today

vs

$255

One-time social security death benefit

That $255 payment has been frozen since 1954 -- it hasn't kept pace with inflation or rising funeral costs. Final Expense Life Insurance is built to close that gap, so your family isn't scrambling to cover the difference.

MORE THAN JUST A FUNERAL

Funeral, burial and cremation

Outstanding Medical Bills

Credit Cards & Personal Debt

Legal & Estate Costs

Everyday Bills & Rent

WHAT FINAL EXPENSE LIFE INSURANCE CAN PAY FOR

Your Family Legacy

Casket or urn, embalming, viewing, plot, vault, and headstone costs.

Hospital stays, hospice care, and other final medical bills.

Outstanding balances and loans, so they don't fall to your family.

Probate fees, notary and filing costs tied to settling an estate.

Rent, mortgage, or utilities due while your family sorts out next steps.

Paid in cash, no restrictions — your beneficiary decides how it's used.

WHAT THEY ARE SAYING ABOUT US

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Lone Peak Life LLC (DBA Lone Peak Life Insurance Services in California; DBA Lone Peak Life & Health Insurance Co in Florida) is not an insurance carrier and does not underwrite policies. We help connect individuals with licensed insurance agents and providers. All insurance products and services are provided by the carriers and licensed agents you are connected with. Information on this site is for general informational purposes only, is subject to change without notice, and plan availability may vary by state.

Terms and Conditions - Privacy Policy

By submitting your name and contact information and clicking the button above, you consent to be contacted by phone, text, or email regarding life and/or health insurance options — at the number or email address provided — by Lone Peak Life LLC or one of our licensed agent partners. You understand these communications may be made using an automatic telephone dialing system or an artificial or prerecorded voice, even if your number is on a state or federal do-not-call registry. Consent is not a condition of purchasing any insurance product.

© 2026 Lone Peak Life LLC. Doing business as Lone Peak Life Insurance Services (CA) and Lone Peak Life & Health Insurance Co (FL). All rights reserved.